Budget Plan Kyou jaruri hai, Badget ki 7 बाते जो आपको आर्थिक आजादी दिला सकती है.

    7 Parts of Best monthly budget planning In Hindi

 

sabhi samjhdar family ka ek fixed budget planning hoti hai jise follow kar ke ve aarthik aajadi pa leta hai. ham sabhi ne kai aisee family dekhi hogi jinki monthly income to kam hoti hai par vo is income me aisa adjust karte hai ki unko kabhi bhi money problem nahi hoti hai. Vahi kuch family aisi bhi hai jinki best income hone ke bad bhi hamesa money related problem me bane rahti hai.

aaj mai aapko budget Planning ke bare me details se batane ja raha hu jise follow kar aap aarthik aadaji pa sakte hai.

What is Budgeting ya budget planning kya hia

                                                                                        Budgeting ek process hai jisme ham apne monthly expense ko income ke anusar plan Karte hai. or apne priority expenses par dhayn deta hai or unwanted expenses ko kam Karte hai. sath hi feature ke expenses ko plan karte hai.

The importance of Budgeting, Budgeting kyou jaruri hai.

Chuki budget planning me ham apne monthly expense ko earning ke anusar plan karte hai. jis vajah se budgeting yah insure karti hai ki aap jo chahte hai or jo jaruri hai  us kam ke liya enough money ho. yadi aap propper budget plan karte hai to aapko aaj or kal ko aarthik rup se majbut karte hai.

yadi monthly budget planning kuch aaisi ki jaya ki aapko money problem na ho sare important kam pure ho jaye sath me aapke future ke goal jaise Home planning, Car,  best education for childrin and retairment plannig bhi ho to kitni achhi bat hai.

best budget plannig ke liya aapko aapni income ko niche diye 7 parts me devide karna hai or aape  aaj or kal behtar bana sakte hai.

7 Parts of Best Household Budget  Planning

  1. sabse pahle apni monthly income ka kam se kam 15 % part ko investment ke liya nikal de jise aapko share market, mutual fund, ya real state me invest karna hi karna hai
  2. 10 % of monthly income ko child education par invest karni hai
  3. 5 % of monthly income ko lystyle jaise kapde traval or other lifestyle par kharcharna karna hai. aap es amount ko jama karke year me ek bar bhi ghumne ka plan kar sakte hai.
  4. 30% of house hold income ko house rent me use kar satke hai yah amount yadi home loan emi me use ho raha hai to yah % aap adhik bhi kar sakte hai. or home rented hai to idealy yah 20 % se adhik nahi hona chahiye.
  5. 20% of total income ka hi kiran sabji all grosery lana chahiye.
  6. 10% of total monthly income ko hamesa saving account me kisi emergency ke liya rakhana chahiye iska kuch part ka aapko medical ensurance karva lena chahiya. behtar
  7. last me 10 % income ko misselinius expense ke liya rakhana chahiye jo genraly sabhi family me kahi na kahi karch hote rahte hai

uper diye gay 7 ideas about budget plannig will help you. creatr a budget according to this plan. and plan your need and requarments.

hamesa yad rakhe aapke pas aapki monthly income ka 3 guna amount emergency fund me fixed deposit me hona chahiya jo aapko job chud jane ya monthly income ke kisi karan band hone me help karegi or aapko 3-month ka back up pan degi.

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